TECH Clean California Partner GoGreen Contractor NEIF Approved Wisetack Partner

Financing, made simple — pre‑qualify in minutes

Comfort You Can Count On

Pick the financing path that fits you best. Checking options won’t affect your credit with many lenders. We’ll walk you through each step and get your project moving.

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Fast
Transparent
No pressure

GoGreen Financing

State‑supported financing for energy upgrades in California.

  • Great for HVAC, heat pumps, insulation, and other efficiency upgrades.
  • Work with a participating lender; we’ll help you compare options.
  • Eligibility and terms vary by lender (homeowners and some renter projects).
Pre‑qual steps
  1. Start a project plan and confirm scope with our estimator.
  2. Use the GoGreen lender list to compare lenders and estimated payments.
  3. Complete your lender’s quick pre‑qualification (soft check when available).
Get started Loan calculator Lender list (PDF)

Program availability, eligible measures, and terms are set by participating lenders and may change without notice.

NEIF EnergyPlus®

Fixed‑rate, simple‑interest financing for home improvements.

  • No pre‑payment penalties per program terms; transparent monthly payments.
  • Ideal for HVAC system replacements and energy upgrades.
  • Quick online pre‑qualification and clear options.
Pre‑qual steps
  1. Review NEIF overview and confirm your project scope with us.
  2. Pre‑qualify online; see estimated monthly payment options.
  3. Finalize details with your Freedom AC proposal and sign loan docs.
Pre‑qualify with NEIF How NEIF works

Final terms and eligibility are determined by NEIF and its lending partners.

FTL Finance

Simple financing options for HVAC and home improvements.

  • Fast, straightforward application with quick decisions.
  • Approvals consider your overall financial picture — not just score.
  • No prepayment penalties; online account management.
Pre‑qual steps
  1. Tell us you’d like to use FTL; we’ll send your secure application link.
  2. Complete FTL’s quick online application.
  3. Choose a plan and we’ll align your project & paperwork.
Apply with FTL About FTL Request my FTL link

Financing offered by FTL Finance (NMLS ID 2133635). Final terms and eligibility are determined by FTL and its lending partners.

Wisetack

Fast, flexible monthly payments right from your estimate.

  • Check options in under a minute; seeing options won’t impact your credit score.
  • Apply from our secure link or via your in‑person estimate.
  • Choose the term that fits your budget and approve in a few taps.
Pre‑qual steps
  1. Tap our secure pre‑qual link.
  2. Enter a few details; view clear monthly payment options.
  3. Pick a plan and we’ll align your project & paperwork.
Pre‑qualify with Wisetack How Wisetack works

Payment options through Wisetack are provided by its lending partners. Checking eligibility won’t impact your credit score. Final approval may involve a hard inquiry.

What you’ll need handy

Exact items vary by lender; this checklist gets you 95% there.

  • Government‑issued ID
  • Contact info & service address
  • Estimated project amount
  • Employment / income details
  • Birthdate & last 4 of SSN
  • Homeownership or landlord permission (if renting)

How pre‑qualification works

A quick, no‑obligation peek at your payment options.

1
Soft check (when available): many lenders use a soft inquiry for pre‑qual, so there’s no impact to your score just for checking options.
2
Pick a plan: see clear monthly payment options and terms. Choose what fits your budget.
3
Finalize & schedule: we align financing with your proposal and lock in an install date.
Talk to an expert Start with Wisetack
Program Best for Eligibility notes Where to start
GoGreen Energy‑efficient upgrades with state support CA projects; use participating lenders; homeowners & some renter projects allowed Get started
NEIF Simple‑interest, fixed‑payment plans No pre‑payment penalties; unsecured installment loans Pre‑qualify
FTL Finance Straightforward options for HVAC & home improvements Approvals consider more than score; no prepayment penalties Apply · Request link
Wisetack Fast options right from your estimate See options in under a minute; often soft check for eligibility Pre‑qualify

Calculator requires JavaScript. You can still open the Wisetack calculator or pre‑qualify here.

FAQs

Does checking my options affect my credit score?
Pre‑qualification often uses a soft inquiry with participating lenders (no impact). Final approval may use a hard inquiry — we’ll always tell you before that happens.
How fast can we get this done?
Many customers see options instantly and can finalize approval the same day. We’ll schedule your install as soon as your loan is confirmed.
Which program should I choose?
We’ll help match you based on project type, budget, and eligibility. You can pre‑qualify with more than one option and pick the best offer.
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Notes: Program availability, terms, eligible measures, lender participation, and credit criteria are controlled by each program or lender and can change at any time. Pre‑qualification does not guarantee approval. You’ll be redirected to each program’s secure site and their privacy policy applies. Freedom AC & Heating is not a lender; we connect you with trusted financing partners.

Questions? Call/Text (714) 909-2168 or email info@freedomach.com.

Pre‑qualify with Wisetack Call/Text (714) 909-2168
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